When money is tight, what should I get rid of first (Cable bill? Netflix? Gym membership?)
The foods you eat will contribute more (or less) to your mental health, job performance, energy, disease, cancer, diabetes, heart disease, stress, sleep, behavior in kids, academic performance, self-esteem and overall happiness than any other aspect of your life.
Q: What comes first—funding retirement or my kids’ college?
Did you know that the average room and board for a state university is $50,000 a year? This translates to $200,000 for a college degree – for one child! Do you want your children to attend college? How do you plan to pay for it?
Many parents rush back to work after the birth of their child in order to catch up with monthly bills. Financial experts discuss ways for parents to manage their money so they can afford to stay home and spend more time with their children.
Do you cringe when your kids start a new season of baseball because you know you are about to cough up $300 in sports gear? Would an extra $200 each month help relieve financial stress? Are you desperate for a “date night” with your spouse, but can’t afford a babysitter?
Mistakes are one of the best things that can happen to you – as long as you learn from them. When I talk about my bankruptcy from 2001 I always say, “Mismanaging my money was horribly irresponsible of me, but it was one of the best things that ever happened to me.”