The Whole Family
I’m 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer debt—$48,000 of which is in car loans.
It’s so easy and addicting to just buy stuff. But don’t break the bank and spend money online that you don’t have in your checking account.
My landlord is $7,500 behind in his mortgage. I’m worried about what will happen if they foreclose on him.
Take some time to consider what customs and rituals you’d like to repeat every year at holiday time and then plan to make those happen. By being intentional about traditions, you take control of the values you communicate and you cement memories for your children’s future.